Looking for Loans

Posted By: The Cheapest Skate in Loans on 07/24/2007 at 20:56:09

Alright, you need to get a loan. Where are you going to look· Well, you should check with your local banks and mortgage companies. If it is a car loan, you can consult the dealer where you're planning to purchase your vehicle. But man, there has got to be a better place. These rates are ridiculous! I know, I know. Just keep reading and when you're done, you'll have a smile on your face.

What can I tell you that you don't already know· Well, I know that you've heard of a credit union. Your company might even have one, but that doesn't mean you've taken advantage of it. If you're looking to take out a mortgage or a car loan, you should head right to your credit union. Because they're smaller institutions, they're going to give you better rates because they're trying to keep their clients happy. Now for somethings, like a regular savings account, a credit union might not be the greatest. But loans, oh baby! Credit unions have everything and more you can want for them. They can give you the inside information on what the car is costing the dealer and, if you're fortunate, you might be a member of a credit union that has an arrangement with some of the area car dealerships which could end up keeping extra cash in your pocket. For mortgages, you're likely to get a better rate and possibly a longer term. Even if you aren't currently a member, search the National Association of Credit Unions' website to find ones you do qualify to join.

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