Posted By: The Cheapest Skate in Frugality on 07/17/2007 at 13:39:06
It seems that the more I watch TV, the more I'm bombarded with commercials for prescription drugs. Every week there is a new one that can save me from a certain disease or alleviate the symptoms of existing conditions. While everyone seems to have a prescriptions for something, there is a huge market out there (over 43 million Americans) who don't have health insurance. You may be one of those people (although if you are without insurance, you might want to check out Frugal Insurance) and not sure what you're going to do. Paying for medicine out of your pocket can be crippling to your budget, but at the same time, many prescriptions are important for maintaining a certain functionality/survival.
Luckily, there are frugal options available to finding a compromise between needing the medicine and not being able to afford it. You should look into your state's drug assistance programs. This information can be found on your state's website, usually under healthcare. Also, if you're a veteran, you should contact the VA, since they provide a similar service with equally beneficial discounts. Another option to consider is consulting the maker of your prescription. Unbeknownst to many people, over one hundred drug manufactures provided free-drug programs for a variety of their products. You may either contact the company by phone, or check their website. A final option to consider is free drug discount cards, which are a widely-held secret, yet essential to the frugal consumer. These cards are available from some of the manufactures of the drugs, and further information can be obtained by contacting the manufacturer of your specific medication. The options are out there. Make sure you take the time and explore the leads. The benefits can be phenomenal. With some of these options, the savings can range from 15%-50%. Remember, frugality is all about keeping the most green in your wallet.
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