Debix vs. Lifelock

Posted By: Dr. Frugal in Credit on 07/26/2007 at 14:38:10

There are two leading companies offering personal identity theft protection: Lifelock and Debix. Lifelock has been established longer, has larger-profile clients and offers up to $1 million in guarantees of protection. Debix is relatively new but has already claimed some larger clients, including the State Offices of Ohio, who signed up en masse after a data breach early in 2007. Debix only offers $10,000 but costs less. Below we set up the Debix vs. Lifelock table so you could more easily compare their services.

Debix

LifeLock

Credit Monitoring

Yearly credit reports mailed to you:

Debix vs. Lifelock

Debix vs. Lifelock

Debix vs. Lifelock

Banks must call before doing anything:

Debix vs. Lifelock

Debix vs. Lifelock

Keeps listed phone private from creditors:

Debix vs. Lifelock

Provides an audit trail:

Debix vs. Lifelock

Stops pre-approved credit card solicitations

Debix vs. Lifelock

Debix vs. Lifelock

Coverage in Dollars:

$25,000(backed by AIG)

$1,000,000(backed by general insurance)

$10,000(backed by general insurance)

Discount Available:

Debix vs. Lifelock

Debix vs. Lifelock

Cost(per year)

$24

$110($89 w/ promo code)

$119

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