Unforgivable Debts

Posted By: Dr. Frugal in Credit on 08/15/2007 at 14:14:18

A bankruptcy stays on your credit history for 10 years. During that period you may be denied credit. Some debts may not be dischargeable in a Chapter 7 bankruptcy if a credit challenges them. These include:

· Debts you incurred by fraud

· Credit purchases over a certain amount in the sixty days prior to filing for bankruptcy

· Loans or cash advances over a certain amount in the sixty days prior to filing

· Debts you owe under a divorce settlement or decree, with certain exceptions.


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