Rewarding good credit

Posted By: Dr. Frugal in Loans on 08/14/2007 at 05:51:11

About a week ago I saw an ad online for a loan company saying something to the effect of "Reward your good credit...take out a loan from us". It was worded with slightly better marketing but you get the gist of it. I can't remember exactly but I think it was an unsecured personal loan. First of all, if you have good credit and are in need of a loan, there's a decent chance you own a house and will get a lower interest rate by using its equity. Secondly, like I'm going to fork my personal information over to some online company I've never heard of· This wasn't like HFC or Bank of America--it was some generic company. I don't mean to give a terrible impression of them, I'm sure they're very good people and judging by the quality of their site it looks as though they are far from some fly-by-night venture. That said, if you want to reward your good credit, then keep that money in the bank.

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